Budget guide

Cost of Living in Singapore for Expats

The first 90 days can feel heavier than the monthly budget because deposits, school costs, temporary housing and setup items arrive together.

Budget by timing

Map deposits, first rent, temporary housing, furniture, school fees, transport setup, healthcare and insurance premium timing.

Separate fixed costs

Rent, school, insurance, childcare and recurring commute choices are harder to unwind than dining, subscriptions and weekend spending.

Review at day 90

Replace assumptions with actual commute, groceries, utilities, healthcare, school transport and weekend routine data.

General information only. SG Expat Desk does not provide financial, investment, insurance or tax advice.