Compliance

Built-in guardrails for regulated topics.

This framework keeps SG Expat Desk positioned as a guided intake and matching service, not as a provider of regulated advice.

Platform role

SG Expat Desk may collect context, organise a request, provide general educational information and facilitate introductions after human review. It should not make personalised recommendations or suitability assessments.

Financial and insurance

No investment, insurance, life-policy, external asset manager, coverage amount, return, product or adviser recommendation should be made by SG Expat Desk. Users should verify MAS-authorised firms and representatives before relying on advice.

Legal, immigration and estate

SG Expat Desk should not draft, interpret or advise on legal documents, pass applications, residency outcomes, tax consequences or estate distributions. These matters should be routed to appropriate professionals or official sources.

Healthcare

SG Expat Desk should not diagnose, triage, prescribe, assess urgency or replace clinical judgement. Urgent symptoms, emergencies and medical decisions should go directly to qualified healthcare professionals or emergency services.

Advertising and SEO

Ads, articles and page titles should be educational and balanced. Avoid claims such as best, guaranteed, lowest, risk-free, approved, independent or personalised unless substantiated and legally cleared.

Data and referrals

Collect only necessary context, record user consent, avoid sensitive documents in the general form, disclose referral or partner arrangements, and share user details only after consent and human review.